Wednesday, October 27, 2021

America Has an Apex Predator Problem

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by Michael Krieger, Liberty Blitzkrieg:

Donna Brazile’s article published in Politico earlier today is one of the most important things written in 2017 when it comes to political impact going forward. Many have pointed out that she’s a know liar (true), and have also questioned her motivations for writing this blockbuster article. While it’s important to acknowledge these things, they aren’t particularly relevant when it comes to impact.

In no uncertain terms, Donna Brazile provides detailed claims about how the Hillary Clinton campaign nefariously bribed the DNC with tens of millions of dollars all the way back to 2015 in an attempt to take over the organization. They succeeded. This isn’t hearsay, she discusses specific campaign financing documents and when they were created. Long story short, there’s a lot of meat on the bones to these allegations, and if her claims are lies, this should be easily demonstrated and quickly. I’ll be waiting.

Personally, I think everything she alleges is probably true, and it’s absolutely devastating to the Democratic Party as well as Hillary Clinton personally. We now know for certain that the real reason Donald Trump is President has nothing to do with Russia, but everything to do with Hillary Clinton and the DNC.

Without further ado, here are some key excerpts from this absolute must read article, Inside Hillary Clinton’s Secret Takeover of the DNC:

 

The Saturday morning after the convention in July, I called Gary Gensler, the chief financial officer of Hillary’s campaign. He wasted no words. He told me the Democratic Party was broke and $2 million in debt.

“What?” I screamed. “I am an officer of the party and they’ve been telling us everything is fine and they were raising money with no problems.”

That wasn’t true, he said. Officials from Hillary’s campaign had taken a look at the DNC’s books. Obama left the party $24 million in debt—$15 million in bank debt and more than $8 million owed to vendors after the 2012 campaign and had been paying that off very slowly. Obama’s campaign was not scheduled to pay it off until 2016. Hillary for America (the campaign) and the Hillary Victory Fund (its joint fundraising vehicle with the DNC) had taken care of 80 percent of the remaining debt in 2016, about $10 million, and had placed the party on an allowance.

If I didn’t know about this, I assumed that none of the other officers knew about it, either. That was just Debbie’s way. In my experience she didn’t come to the officers of the DNC for advice and counsel. She seemed to make decisions on her own and let us know at the last minute what she had decided, as she had done when she told us about the hacking only minutes before the Washington Post broke the news.

On the phone Gary told me the DNC had needed a $2 million loan, which the campaign had arranged.

“No! That can’t be true!” I said. “The party cannot take out a loan without the unanimous agreement of all of the officers.”

“Gary, how did they do this without me knowing?” I asked. “I don’t know how Debbie relates to the officers,” Gary said. He described the party as fully under the control of Hillary’s campaign, which seemed to confirm the suspicions of the Bernie camp. The campaign had the DNC on life support, giving it money every month to meet its basic expenses, while the campaign was using the party as a fund-raising clearing house. Under FEC law, an individual can contribute a maximum of $2,700 directly to a presidential campaign. But the limits are much higher for contributions to state parties and a party’s national committee.

Individuals who had maxed out their $2,700 contribution limit to the campaign could write an additional check for $353,400 to the Hillary Victory Fund—that figure represented $10,000 to each of the thirty-two states’ parties who were part of the Victory Fund agreement—$320,000—and $33,400 to the DNC. The money would be deposited in the states first, and transferred to the DNC shortly after that. Money in the battleground states usually stayed in that state, but all the other states funneled that money directly to the DNC, which quickly transferred the money to Brooklyn.

It’s always the same people who scream about money laundering who do stuff like this.

“Wait,” I said. “That victory fund was supposed to be for whoever was the nominee, and the state party races. You’re telling me that Hillary has been controlling it since before she got the nomination?”…

“What’s the burn rate, Gary?” I asked. “How much money do we need every month to fund the party?”

The burn rate was $3.5 million to $4 million a month, he said.

I gasped. I had a pretty good sense of the DNC’s operations after having served as interim chair five years earlier. Back then the monthly expenses were half that. What had happened? The party chair usually shrinks the staff between presidential election campaigns, but Debbie had chosen not to do that. She had stuck lots of consultants on the DNC payroll, and Obama’s consultants were being financed by the DNC, too.

The “resistance” gravy train in action.

Right around the time of the convention, the leaked emails revealed Hillary’s campaign was grabbing money from the state parties for its own purposes, leaving the states with very little to support down-ballot races. A Politico story published on May 2, 2016, described the big fund-raising vehicle she had launched through the states the summer before, quoting a vow she had made to rebuild “the party from the ground up … when our state parties are strong, we win. That’s what will happen.”

Yet the states kept less than half of 1 percent of the $82 million they had amassed from the extravagant fund-raisers Hillary’s campaign was holding, just as Gary had described to me when he and I talked in August. When the Politico story described this arrangement as “essentially … money laundering” for the Clinton campaign, Hillary’s people were outraged at being accused of doing something shady. Bernie’s people were angry for their own reasons, saying this was part of a calculated strategy to throw the nomination to Hillary.

When I got back from a vacation in Martha’s Vineyard, I at last found the document that described it all: the Joint Fund-Raising Agreement between the DNC, the Hillary Victory Fund, and Hillary for America.

Read More @ LibertyBlitzkrieg.com

OPEN INTEREST IN SILVER SKYROCKETS PAST 203,000 CONTRACTS OR 1.02 BILLION OZ/SILVER WITHSTANDS ANOTHER ATTACK BY OUR BANKERS

by Harvey Organ, Harvey Organ Blog:

JEROME POWELL NAMED FED CHAIR/BITCOIN RISES ABOVE $7,000 PER COIN/TRUMP RELEASES HIS NEW TAX REFORM AND IS MET WITH LUKEWARM RESPONSE/UBS STATES THAT IT HAS NO CHANCE IN PASSING

GOLD: $1277.55  UP $1.55

Silver: $17.12 down 6  cents

Closing access prices:

Gold $1276.80

silver: $17.12

SHANGHAI GOLD FIX:  FIRST FIX  10 15 PM EST  (2:15 SHANGHAI LOCAL TIME)

SECOND FIX:  2:15 AM EST  (6:15 SHANGHAI LOCAL TIME)

SHANGHAI FIRST GOLD FIX: $1300.00 DOLLARS PER OZ

NY PRICE OF GOLD AT EXACT SAME TIME:  $1280.50

PREMIUM FIRST FIX:  $19.50(premiums getting larger)

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SECOND SHANGHAI GOLD FIX: $1297.80

NY GOLD PRICE AT THE EXACT SAME TIME: $1278.00

Premium of Shanghai 2nd fix/NY:$19.80 PREMIUMS GETTING LARGER)

CHINA REJECTS NEW YORK PRICING OF GOLD!!!!  

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LONDON FIRST GOLD FIX:  5:30 am est  $1276.40

NY PRICING AT THE EXACT SAME TIME: $1276.65

LONDON SECOND GOLD FIX  10 AM: $1279.20

NY PRICING AT THE EXACT SAME TIME. 1277.40 ??

For comex gold:

NOVEMBER/

NOTICES FILINGS TODAY FOR OCT CONTRACT MONTH: 57 NOTICE(S) FOR  5700  OZ.

TOTAL NOTICES SO FAR: 766  FOR 76,600 OZ  (2.382TONNES)

For silver:

NOVEMBER

 

 261 NOTICE(S) FILED TODAY FOR

 

1,305,000  OZ/

Total number of notices filed so far this month: 828 for 4,140,000 oz

XXXXXXXXXXXXXXXXXXXXXXXXXXXXXX

Bitcoin:  $7243 bid /$7262 offer up $489.00  (MORNING)

BITCOIN CLOSING;$7027 BID:7047. OFFER  UP $273.00

end

LADIES AND GENTLEMEN:

THERE ARE MAJOR FORCES AT WORK CORNERING THE SILVER MARKET ESPECIALLY AT THE COMEX.

 

Let us have a look at the data for today

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In silver, the total open interest  ROSE BY A HUMONGOUS SIZED 5050 contracts from 198 ,853 UP TO 203,903 WITH  YESTERDAY’S DRAMATIC TRADING IN WHICH SILVER ROSE BY A HUGE 48 CENTS.  THE CROOKS ARE STILL HAVING AN AWFUL TIME TRYING TO COVER THEIR MASSIVE SILVER SHORTS SO THEY TRY TO CONTINUE WITH THEIR TORMENT. NEWBIE SPEC LONGS ENTERED THE ARENA TO WHICH THE CROOKS SUPPLIED THE NECESSARY SHORT PAPER

RESULT: A GOOD SIZED RISE IN OI COMEX  WITH THE  48 CENT PRICE GAIN.  OUR BANKERS COULD NOT COVER ANY OF THEIR HUGE SHORTFALL. THEY NEEDED TO SUPPLY THE NECESSARY SHORT PAPER AS NEWBIE LONGS ENTERED THE ARENA

 In ounces, the OI is still represented by just OVER 1 BILLION oz i.e.  1.019 BILLION TO BE EXACT or 146{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} of annual global silver production (ex Russia & ex China).

FOR THE NEW FRONT OCT MONTH/ THEY FILED: 261 NOTICE(S) FOR 1,305,000  OZ OF SILVER

In gold, the open interest SURPRISINGLY FELL BY A TINY 787 CONTRACTS DESPITE THE GOOD SIZED RISE IN PRICE OF GOLD ($6.60) .  The new OI for the gold complex rests at 531,131. DID SOME OF THE BANKERS CAPITULATE AND COVER?

NO EFP’S WERE ISSUED FOR THE UPCOMING NOVEMBER CONTRACT MONTH.

Result: A SMALL SIZED  DECREASE IN OI DESPITE THE RISE IN PRICE IN GOLD ($6.60).  WE MAY HAVE HAD A TINY AMOUNT OF GOLD SHORT COVERING BY THE BANKS. IT DOES NOT LOOK LIKE ANY EFP’S WERE ISSUED FOR NOVEMBER.

we had: 57 notice(s) filed upon for 5700  oz of gold.

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With respect to our two criminal funds, the GLD and the SLV:

GLD:

Strange! with gold up $6.60 yesterday and $1.55 today, we still had a huge withdrawal of 3.55 tonnes of gold from  inventory at the GLD/

Inventory rests tonight: 846.04 tonnes.

SLV

TODAY WE HAD A TINY 137,000 OZ LEAVE THE SLV AND THIS WAS TO PAY FOR FEES ETC.

INVENTORY RESTS AT 319.018 MILLION OZ

 

end

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First, here is an outline of what will be discussed tonight:

1. Today, we had the open interest in silver  ROSE  BY A HUGE 5050 contracts from 198,853  UP TO 203903 (AND now A LITTLE CLOSER TO THE NEW COMEX RECORD SET ON FRIDAY/APRIL 21/2017 AT 234,787) DESPITE THE FALL IN SILVER PRICE (GAIN OF 48 CENTS).   OUR BANKERS WERE AGAIN UNSUCCESSFUL IN THEIR ATTEMPT TO COVER ANY OF THEIR SILVER SHORTS. NEWBIE LONGS IN SILVER ENTERED THE ARENA TO WHICH THE BANKERS WERE OBLIGED TO SUPPLY THE NECESSARY SHORT PAPER

RESULT:  A GOOD SIZED INCREASE IN SILVER OI AT THE COMEX WITH THE 48 CENT GAIN IN PRICE  (WITH RESPECT TO YESTERDAY’S TRADING). OUR BANKER FRIENDS WERE UNSUCCESSFUL IN THEIR ATTEMPT TO COVER ANY OF OUR SILVER SHORTS . .NO EFP’S WERE ISSUED FOR THE UPCOMING NOVEMBER CONTRACT.  HOWEVER THE BANKERS DID SUPPLY NEWBIE LONGS AS THE BANKERS CONTINUED TO GO NET SHORT AS THEY FELT THEY HAD TO OBLIGE SUPPLYING THE PAPER. SILVER IS BECOMING THE NEW BITCOIN.

(report Harvey)

.

2.a) The Shanghai and London gold fix report

(Harvey)

 

2 b) Gold/silver trading overnight Europe, Goldcore

(Mark O’Byrne/zerohedge

and in NY:  Bloomberg

3. ASIAN AFFAIRS

i)Late WEDNESDAY night/THURSDAY morning: Shanghai closed DOWN 12.60 points or .37{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} /Hang Sang CLOSED DOWN 75.42 pts or 0.26{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} / The Nikkei closed UP 119.04 POINTS OR 0.53{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}/Australia’s all ordinaires CLOSED DOWN 0.06{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}/Chinese yuan (ONSHORE) closed UP  at 6.6112/Oil DOWN to 54.32 dollars per barrel for WTI and 60.23 for Brent. Stocks in Europe OPENED IN THE RED  .  ONSHORE YUAN CLOSED UP AGAINST THE DOLLAR AT 6.612. OFFSHORE YUAN CLOSED AT VALUE OF THE ONSHORE YUAN AT 6.613  //ONSHORE YUAN  STRONGER AGAINST THE DOLLAR/OFF SHORE STRONGER TO THE DOLLAR/. THE DOLLAR (INDEX) IS WEAKER AGAINST ALL MAJOR CURRENCIES. CHINA IS VERY HAPPY TODAY.

Read More @ HarveyOrganBlog.com

UN Troops Will Be Running the FEMA Camp Extermination Centers

by Dave Hodges, The Common Sense Show:

It is laughable that some in the Independent Media are still in denial about the existence and true nature of concentration camps in America, commonly known as FEMA camps. The evidence is overwhelming and from certain documents we can ascertain how “detainees” will be captured and transported to these infamous FEMA camps.

One of the purposes of this article is to demonstrate, that from the government’s own documents, they tell us what kind of hell-on-Earth is awaiting the American people courtesy of the United Nations.

Review of the Takeover of the United States by Pre-Positioned UN Troops

 In Parts 1-3 of this series, it was established that the globalists have organized a plot designed to overthrow the US government and the American people.

Their first objective is to bring holy hell to the United States. Antifa (ie MS-13 and ISIS), along with CIA support, Deep State resources and the use of the FBI cover-up elements, are in the midst of bringing so much chaos to American soil, that UN intervention will be deemed necessary based on previously covered prior agreements between the US government and the United Nations. Three days ago, I cited a Fox News report which stsated that UN soldiers (eg Russians and Chinese et al) will seizing guns and imprisoning those deemed to be a threat to the New World Order. In the threee previous parts of this series, I documented how the UN troops have been practicing for the takeover.

This articles examines the fact that it will be UN forces that will be operating the FEMA camps of mass incarceration.

An Irrelevant Question

Some time ago, I received the following email from someone in the Independent Media:

Mr. Hodges,

You are discrediting the movement of the Alt Right media with your crazy claims about FEMA camps and that millions of Americans will be sent there to either die or be re-educated. What bullshit. You are a discredit to the entire industry and you misleading millions with these baseless conspiratorial claims.

There are no FEMA Camps and there will be no re-education. There are no Russians and Chinese in America, You are paranoid.

I suppose you believe that Hitler killed  six million jews. Why don’t you go back to whatever useless job you had prior to pretending that you present real news?  

The defender of the truth movement and the author of this email somehow forgot to sign their real name to this scathing communication. Let’s see if this person is right. Is the notion of a FEMA camp that will do bad things to American citizens merely a flight of paranoid fantasy?

An examination of this topic should begin with a simple question: “Will American soldiers fire upon American citizens upon a martial law roundup of millions of Americans”? Unofrtunately, the answer to that question is a moot point. It is clear from analyzing data from Army concentration camp materials, that American soldiers will be used  to round up detainees. However, the camps in which people will be deported to will ultimately be staffed and run by foreign troops and these troops will be under UN control. This document will make this point abundantly clear.

Point #1: FEMA Camps Are Slave Labor Camps

As was the case with the NAZIS, slave labor will be a part of the landscape as evidenced by the following Army document.

Appendix J

J-20 FM 3-39.40 12 February 2010

J-67.

Commanders must organize and manage detainees in such a manner as to permit the proper and ready employment of each detainee. Establish and maintain a current occupational skill record for each detainee. Include new skills as they are acquired.

Assigning individual detainees to a work detail or job on a regular or permanent basis.

Establishing vocational training projects and encouraging detainees to study and develop needed skills to the maximum extent possible.

LABOR CONSIDERATIONS J-68.

Detainee labor may be used to perform the following:

  • Camp administration and installation maintenance.
  • Agricultural work.
  • Public works, public utilities, and building operations that have no military character or purpose.
  • Transportation and handling of stores that are not military in nature or purpose.
  • Domestic service

I apologize and I do not wish to call anyone ignorant and uninformed, but this information comes directly from Army files that were leaked with their original administrative numbers.

From the perspective of history, concentration camps are notoriously known for being institutions of murder. Based on this notion, I scoured the Army concentration camp manual entitled FM 3-39.40 Internment and Resettlement Operations (PDF), and found only scant reference to the subject of deaths in the concentration camps. Now wait a minute, this document painstakingly describes interrogation processes, food preparation, the transport and care of detainees, but they barely mention how they are going to deal with dead bodies?

In a facility filled with a divergent population with regard to age, health status and physical conditioning, should the authorities be concerned with what happens when an inmate dies from an unexpected heart attack or stroke? What would they do with the dead bodies?

If proper preparations are not taken for the proper care and disposal of dead bodies, wouldn’t that imperil the health of fellow inmates, not to mention the guards and other military personnel? This should be a primary concern for any facility. However, this is the one area where the FEMA camp Army manual is relatively silent.

Point #2: FEMA Camps Are Death Camps

From the aforementioned references, the following passages speaks to how the Army deals with the subject of death as it is related to the concentration camps:

5-69. When a detainee in U.S. custody dies, the attending medical officer will immediately furnish the detention facility commander or hospital commander (or the commander of the unit that exercised custody over the detainee if the death did not occur in a facility) with the

-Detainee’s full name.

-Detainee’s ISN/capture tag (mandatory).

-Date, place, and circumstances of the detainee’s death.

-Initial assessment as to whether the detainee’s death was, or was not, the result of the deceased’s own misconduct.

-The initial assessment as to the cause of death.

What is interesting about 5-69 is the cause of death is not categorized in any meaningful manner except to say that there is a conscious effort to determine if the death of the inmate was due to “their own actions”.

5-72. …the Office of the Armed Forces Medical Examiner is responsible for completing a final DD Form 2064 that will include a statement that “death was (or was not) the result of the deceased’s own misconduct” in the block labeled “Circumstances Surrounding Death Due to External Causes.”

Read More @ TheCommonSenseShow.com

Washington Corruption Is Unparalleled In History

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by Paul Craig Roberts, Paul Craig Roberts:

Dr. George Szamuely, a distinguished member of the Global Policy Institute of London Metropolitan University, is a British citizen and not a partisan of US politics. He has carefully investigated the so-called Russian dossier and reports that it was entirely the work of the Hillary Democrats.

This fact was known at the beginning both to former CIA director John Brennan and to former FBI director James Comey. Yet both went along with the DNC-invented story of Russian election hacking and Christopher Steele’s fake “dossier” on Trump’s imagined relations with Russians.

The presstitute media told the lies that they were supposed to tell. The consequence of this plot has been to waste the first year of Trump’s presidency and to prevent President Trump from reducing the dangerously high tensions with nuclear power Russia. This is a disservice not only to President Trump but also to the American people and the planet itself.

Dr. Szamuely delivers the sordid details of the plot by a corrupt American establishment to destroy a president selected by the people and not by the ruling interest groups.

You can read the story here: http://theduran.com/obama-hillary-clinton-weaponized-dossier/

The arrest of Paul Manafort by former FBI director Robert Mueller is a further indication of the corrupt character of Washington and the “law” that it utilizes as a weapon. Mueller is supposed to be investigating “Russiagate.” His arrest of Manafort has nothing whatsoever to do with Russiagate. Mueller arrested Manafort on the basis of allegations that in 2006, a decade prior to “Russiagate,” Manafort did not report as income payments he received as an unregistered agent for the Ukrainian government.

According to newspaper reports at the time, Zionist Neoconservative Richard Perle, a former member of the Defense Policy Board and an Assistant Secretary of Defense, served as an unregistered agent for Turkey and was not arrested for his violation of the registration act.

Read More @ PaulCraigRoberts.org

Canadian Government Quietly Compensates Daughter of MKULTRA Victim

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from Vigilant Citizen:

The victim was kept in a chemically induced sleep for weeks and subjected to rounds of electroshocks, experimental drugs and tape-recorded messages played non-stop.

CBC News recently reported that the Canadian government reached an out-of-court settlement of $100,000 with Allison Steel, the daughter of Jean Steel, a woman who was subjected to horrific brainwashing experiments funded by the CIA.

The settlement was quietly reached in exchange for dropping the legal action launched by Allison Steel in September 2015. The settlement includes a non-disclosure agreement prohibiting Steel from talking about the settlement itself. However, the existence of the settlement and its total amount appeared in public accounts released by the federal government in October.

CIA-Funded Torture

Jean Steel’s ordeal began in 1957, at the age of 33. She was admitted at the Allan Memorial Institute in Montreal after being diagnosed with “manic depression and delusional thinking”.

The Allan Memorial Institute in Montreal, Canada

In the following months, Steel became a victim of CIA-funded MKULTRA experiments conducted by Dr. Ewen Cameron.

 Dr. Ewen Cameron was a Scottish-born psychiatrist who served as President of the American Psychiatric Association (1952–1953), Canadian Psychiatric Association (1958-1959), American Psychopathological Association (1963), Society of Biological Psychiatry (1965), and World Psychiatric Association (1961-1966). During the 1950s and 1960, he was funded by the CIA to carry out experiments for the MKULTRA mind control program.
Dr. Ewen Cameron was a Scottish-born psychiatrist who served as President of the American Psychiatric Association (1952–1953), Canadian Psychiatric Association (1958-1959), American Psychopathological Association (1963), Society of Biological Psychiatry (1965), and World Psychiatric Association (1961-1966). During the 1950s and 1960, he was funded by the CIA to carry out experiments for the MKULTRA mind control program.

Cameron’s experiments aimed to “de-pattern” the victim’s mind through intense trauma in order to “re-pattern” it afterward. In other words, he was researching the basis of Monarch Programming – the mind control program that is often discussed on Vigilant Citizen.

Cameron believed a combination of chemically induced sleep for weeks at a time, massive electroshock treatments, experimental hallucinogenic drugs like LSD and techniques such as “psychic driving” through the repeated playing of taped messages could “de-pattern” the mind, breaking up the brain pathways and wiping out symptoms of mental illnesses such as schizophrenia. Doctors could then “re-pattern” patients.

However, the de-patterning also wiped out much the patient’s memory and left them in a childlike state. In some cases, grown adults forgot basic skills such as how to use the bathroom, how to dress themselves or how to tie their shoes.
– CBC News, Federal government quietly compensates daughter of brainwashing experiments victim

Hundreds of pages detail the horrific experiments Jean Steel was subjected to.

According to a report written by Cameron, Steel was kept in a chemically induced sleep for weeks. One series lasted 29 days. A second lasted 18 days. The sleep therapy was accompanied by a series of electroshocks.

“She was extremely confused and disoriented but much more co-operative,” Cameron wrote in his report.

Nurses’ notes on her charts detail repeated doses of sodium amytal, and how Steel would pace the hall and rail about feeling like a prisoner: “‘It’s just like being buried alive. Somebody please do something.’ This was all said screaming at the nurse and doctor,” one note said.

Steel then began to exhibit bizarre behavior. Her daughter recounts:

“When you wanted to talk with her about something emotional … she just could not do it,” Steel said. “Her emotions were stripped. It took away her soul.”

Her mother would sit alone in the dark, writing codes and numbers on the walls.

“One time I came home and the ceiling was spray-painted with red swirls all over it,” Steel said. “She would take wallpaper and cut out little sections of it and she would pin it to the whole room.”

While MKULTRA is viewed by mass media as a “shameful episode of the past”, it is also part of our present. The program still exists in a much more refined version under the name of Monarch programming.

Read More @ VigilantCitizen.com

How US Debt Slaves Get Trapped by “Deferred Interest”

by Wolf Richter, Wolf Street:

But over the next 2 months, they’ll try to prop up US retailers and the entire global economy.

Credit cards play a huge role in what the US retail industry hopes will be a $682-billion splurge by Americans over the holiday selling season. Already, total revolving consumer credit outstanding – mostly credit cards – has reached $1 trillion, up 5.4{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} from a year ago, and will surge over the next two months, as US consumers try to prop up the global economy by going deeper into debt.

So the consumer finance industry is proffering its services via store-branded credit cards to make this happen. It’s not doing this for the love of the US economy but to extract its pound of flesh from consumers who don’t make enough money to pay off their credit card balances every month – the very debt slaves that carry the $1 trillion on their backs – and who don’t read the fine print. For them, the finance industry has a special money extraction tool: “deferred interest.”

When consumers are at the cashier or online, they may get offers of 0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}-financing and a discount on the first purchase if they sign up for a store-branded credit card on the spot. A study by WalletHub of the financing options offered online by 75 large US retailers found that all retailers that offer store-branded cards with 0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} financing use “deferred interest” clauses:

Deferred-interest financing is like a wolf in a sheep’s clothing, pairing an enticing offer – something like “no interest if paid in full” or “special financing” – with a clause that allows the deal to turn ugly if you make the slightest mistake. Paying your bill a day late or owing even $1 when the promotional period ends would enable the issuer to retroactively apply finance charges to your entire original purchase amount, as if the intro rate never existed.

These “deferred interest” clauses are “commonly found in the fine print of retailer payment plans,” it says. They’re easily overlooked in the heat of the checkout battle. But they specify that high interest rates – up to 29.99{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} among the credit cards studied – may be applied retroactively to the full purchase amount back to the purchase date if one of these two common things happens:

  • Customer misses a monthly payment, or
  • Customer doesn’t repay the full balance within the 0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} intro period.

When WalletHub surveyed consumers, 53{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} said that the biggest draw of a store-branded credit card is 0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} financing.

But of those consumers who understood how deferred interest works, 61{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} said it’s unfair, 50{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} said it should be illegal, and 67{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} said they wouldn’t sign up for such a plan.

WalletHub found that 88{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} of all deferred-interest credit cards in its study were issued by just three banks:

  • Synchrony Bank, which GE spun off in 2015 (32{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528})
  • Comenity & Comenity Capital Bank (32{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528})
  • Citibank (24{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528})

The regular interest rate that is applied retroactively on the original purchase amount ranges from a low of 8{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} APR to a high of 29.99{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} APR (at Zales, among others), with the most common range being between 15{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} and 25{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}.

Even the low end (8{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}) of this absurd scale is already high in this low-interest rate environment. But charging nearly 30{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} APR, when banks pay depositors between 0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} and 1.25{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}, and applying this sky-high rate retroactively under certain conditions to purchases made with “0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} financing” shows the extent of the broader interest-rate rip-off.

The disclosures on deferred interest, including when and under what conditions the regular APR kicks in retroactively back to the purchase date, are often hard to find. So WalletHub came up with a “transparency score,” ranging from 0 to 10:

Generally, these two key pieces of information are present somewhere on the retailers’ websites or online disclosures. However, in many cases, the information was difficult to locate and understand. Since most consumers do not look far beyond a tag line advertising, “0{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} interest,” “no interest if paid in 12 months,” or “special financing for 6 months,” for example, the farther away the key information was from the tag line, the more misleading we considered it to be.

Additionally, we considered the size of the font used to list the key terms in determining the “readability” factor. If the information was buried in a terms and conditions page, readability was automatically scored at zero since the size of the font does not matter if the consumer has very little chance of finding the information.

In WalletHub’s “transparency score,” a number of retailers scored a “10,” including Apple, Kay Jewelers, Home Depot, and Dell. Others were scattered across the spectrum. Pottery Barn and West Elm scored a “0.” They were “the least transparent retailers regarding the use of deferred interest for the second consecutive year.”

Read More @ WolfStreet.com

OTHER AMERICAN DREAMS REPORT: THE WAR ON CONTEXT

by Sergio Monteiro, Cabo Verde Network:

Some of you may be wondering where I’ve been the last few months. My last article was about presidential pardons and we now have a US president whose cabinet looks like they may need one in eight years. Possibly four if the DNC can stop kicking itself in the knees. I would like to say that I had been fulfilling that famed author trope of locking myself in a cabin somewhere and writing the next political thriller, but that just wouldn’t be true, my next book is going to be far different.

But I had not planned to write it so soon. I had wanted to write a sequel to Other American Dreams and then a children’s novel before I tackled this nagging outline I’ve had in my head for a long time.  Something compelled me to do it now.  I wish I could say that like JK Rowling writing the first Harry Potter book, I wrote this new one from a continuous conscious stream of ideas with words that wrote themselves, but that wouldn’t be true either. The reality is that I thought to myself, “I need to write this now before western society collapses.”

Over the last four months I have had several frustrating moments with regard to what I call, The War on Context.Maybe you’ve felt this too. Something would happen in the news cycle. A fairly far-reaching event that deserves commentary like Trump’s January 20th Executive Order to expedite approval for high priority infrastructure projects, that worryingly makes no reference to the DAPL.  I might have even developed an outline for how I’ll break it down but no sooner than I’ve gathered the facts and am ready to put finger to keyboard, another far reaching major event happens. Like Trump’s January 27th Executive Order halting refugee resettlements for 120 days.

At that moment, and others, I become forced to make a judgment call. Asking myself; “Which is the bigger story here?” And while I’m busy weighing those pro and cons – the ACLU is busy protesting Trump’s Muslim ban; women are marching on DC in pink hats; FBI Director, James Comey is grilled by the Senate intel committee for five hours on Russian hacking allegations; a terrorist attack in Sweden sees at least four people brutally killed by a speeding truck and is ignored by the MSM; Israel bombs Syria citing intercepted Hezbollah movements; then they do it again a month later. Russia ramps up anti-globalist rhetoric; a sarin gas attack happens in Syria; North Korea starts testing long range ICBM’s. My attention is pulled in every direction but to what I need most – some space to catch my breath, preferably one decorated with a healthy dose of context.

Reading that last paragraph, you may be getting a sense for what I’m talking about. The Russian-hacking scenario alone deserves its own three part series. I’m sure someone, somewhere is writing a book about it already but before I can go into details about it, I have to go into details about why I can’t go into details about anything.

If you’re feeling confused like I was, don’t worry, you’re supposed to. Something has changed out there. The days of purposeful journalism by mainstream outlets are gone.  Where once the truth was wrought forward to the public with integrity, now is just an inconsequential side-show in a never-ending circus of public relations blitzes.  Where the judgment has been made that the act of hacking matters more than the content of the hack itself; where it is normal to bomb a country as punishment for allegedly bombing itself and where all the MSM requires of you is a reaction, preferably anger or fear. Your critical thinking however, you can check at the door.

According to Catherine Happer and Greg Philo of Glasgow University Media Group, “News may appear as a sometimes chaotic flow of information and debate but it is also underpinned by key assumptions about social relationships and how they are to be understood. At the heart of these are beliefs about motivations, cause and effect, responsibility and consequence.”

It wasn’t long ago that we looked to trusted journalists engaging in measured discourse to examine those assumptions. Often finding that somewhere, behind whatever was making headlines, stood a corporate interest profiting from exploitation. But now, with increasing regularity, we find the mainstream and geo-political narrative magically in line with corporate interests. Sorry MSM, the congruence of these interests is just too blatant now, people are simply not buying it.

Nor is the phenomenon a recent one. I first noticed the MSM’s shift to a more public relations stance back in 2003 during the start of the US led invasion into Iraq. Back then, it was clear that a concerted effort was being made to steer public discourse away from the annoying fact that Iraq had not attacked the US directly. Needless to say, it worked but the question now is, “Could it work again?”

For a start, the wider media landscape of the early noughties was very different compared to now.  There were no social media or outlets like YouTube. And especially, there weren’t that many video content providers or bloggers offering well-sourced counter points. Many of those doing so now have platforms that reach millions of context starved people. Which has led to a mini revolution in how people are getting their news. It seems the same PR bait and switch from the early noughties has a harder chance of succeeding now, and the MSM knows it.

Ratings at CNN and MSNBC have dropped significantly since the 2016 election. Nielsen data shows both news agencies registering a decline in viewership in their key 25-54-year-old demographic during primetime hours. Dropping by 47{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} for CNN and 42{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528} for MSNBC. Conversely, FOX news has only seen viewership drop by 2{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}  but this shouldn’t come as a surprise.

Read More @ CaboVerdeNetwork.com

Here’s How Much Hillary Clinton And The DNC Paid For The Trump Dossier

from Zero Hedge:

Last week we learned the Hillary’s law firm, Pekins Coie, was paid a total of roughly $12 million in fees by Hillary’s campaign and the DNC.  And while Hillary’s General Counsel, Marc Elias, admitted that some portion of that $12 million went to fund the now infamous Trump Dossier, what we didn’t know, until now, was precisely how much. 

Now, according to Reuterswe learn that a total of just over $1 million was paid to Fusion GPS for their “opposition research,” of which $168,000 was sent to British spy Christpher Steele.

A Washington research firm paid a former British spy’s company $168,000 for work on a dossier outlining Russian financial and personal links to Donald Trump’s 2016 election campaign, the U.S. firm said in a statement on Wednesday.

Although it was public knowledge that Fusion GPS paid for the work, the amount had not been disclosed. Fusion GPS hired former MI6 officer Christopher Steele to collect information about Trump and his advisers.

Fusion GPS’ statement said it had told Congress about how $168,000 was paid last year to Orbis Business Intelligence, Steele’s company.

The money paid to Orbis was taken from $1.02 million it received in fees and expenses from the Perkins Coie law firm, the statement said. The law firm represented the Democratic National Committee and Hillary Clinton’s presidential campaign, although initial research by Fusion into Trump and other Republican primary candidates was commissioned by a conservative website.

Of course, while this incremental information is interesting, the far more important question is how much of the $1.02 million made it’s way into the hand of various Russian operatives on which Steele admittedly relied to collect facts for his salacious report? 

As we’ve noted before, most of the sources listed in the dossier were based in Russia and include a “senior Kremlin official” as well as other “close associates of Vladimir Putin.”  Moreover, as CIA Deputy Director Michael Morell noted recently, it’s highly likely that some portion of the funds paid to Perkins Coie by the DNC and Hillary campaign made it’s way into the pockets of those “senior Kremlin officials” as compensation for their services.

In the dossier, Steele cites numerous anonymous sources, many of which work in the upper echelons of the Russian government.

The first two sources cited in the dossier’s first memo, dated June 20, 2016, are “a senior Russian Foreign Ministry figure” and “a former top level Russian intelligence officer still active inside the Kremlin.”

A third source is referred to as “a senior Russian financial official.” Other sources in the dossier are described as “a senior Kremlin official” and sources close to Igor Sechin, the head of Russian oil giant Rosneft and a close associate of Vladimir Putin’s.

As we also pointed out last week, Hillary’s efforts to hide the payments to Fusion GPS by routing them through her law firm, prompted the Campaign Legal Center (CLC) to file a complaint with the Federal Election Commission (FEC) alleging the Democratic National Committee (DNC) and Hillary Clinton’s 2016 campaign committee violated campaign finance law by failing to accurately disclose the purpose and recipient of payments for the dossier of research alleging connections between then-candidate Donald Trump and Russia.  The CLC’s complaint asserted that by effectively hiding these payments from public scrutiny the DNC and Clinton “undermined the vital public information role of campaign disclosures.”

On October 24, The Washington Post revealed that the DNC and Hillary for America paid opposition research firm Fusion GPS to dig into Trump’s Russia ties, but routed the money through the law firm Perkins Coie and described the purpose as “legal services” on their FEC reports rather than research. By law, campaign and party committees must disclose the reason money is spent and its recipient.

“By filing misleading reports, the DNC and Clinton campaign undermined the vital public information role of campaign disclosures,” said Adav Noti, senior director, trial litigation and strategy at CLC, who previously served as the FEC’s Associate General Counsel for Policy. “Voters need campaign disclosure laws to be enforced so they can hold candidates accountable for how they raise and spend money. The FEC must investigate this apparent violation and take appropriate action.”

“Questions about who paid for this dossier are the subject of intense public interest, and this is precisely the information that FEC reports are supposed to provide,” said Brendan Fischer, director, federal and FEC reform at CLC. “Payments by a campaign or party committee to an opposition research firm are legal, as long as those payments are accurately disclosed. But describing payments for opposition research as ‘legal services’ is entirely misleading and subverts the reporting requirements.”

After a full year of mainstream media hysteria over alleged Trump-Russia collusion, wouldn’t it be supremely ironic if the Hillary campaign were the only one ultimately found to have funneled some portion of $1 million in cash to “Kremlin operatives” in return for political dirt…

Read More @ ZeroHedge.com

Establishment Elite Are Freaking Out – ‘We All Wake Up Thinking, Who Is Next?’

0

by Susan Duclos, All News Pipeline:

On October 12, 2017, when ANP reported on the existence of the “Sh*tty Media Men,” list being used as a type of whisper network by women in the media industry to warn other women in media of men that they think treat women inappropriately, right on the heels of a massive Hollywood scandal rocking celebrities, and we wondered if this was an utterly brilliant plan by someone like former White House Chief Strategist Steve Bannon to take down the liberal establishment elite, using a 4-pronged attack against liberals in Hollywood and the media by 1) Exposing them 2) Forcing them to eat their own by using their own ‘victimhood’ mentality against them to 3) Destroy them, in order to 4) Take away their influence on the general population.

Now on top of those two predominantly liberal industries going into meltdown mode, new reports also engulf the Clintons, DNC,  and deep state members in two other separate scandals.

NEARLY THREE WEEKS LATER……….

From Hollywood to the liberal MSM networks and all the way to the bastion of liberal politics the California capitol, accusations are exposing new names almost daily, which has The Hollywood Reporter  asserting that “Panic” is hitting  the “Hollywood and media elite” as people in both industries “wake up thinking ‘Who’s next’?”
 

“When I first got it, there were 12 or so names on it, and you could see people editing it,” says Evans. “I still remember even then thinking how few men there were on it considering how many of them have power.” She left her computer for a few hours, and when she returned, the number had ballooned to more than 50 (a version obtained by The Hollywood Reporter includes 72 names), covering an array of outlets, including The New Yorker, The New Republic, The New York Times, Harper’s, Mother Jones, BuzzFeed and New York. 

The wave of sexual harassment and assault allegations against powerful men in the media and entertainment industries in the wake of allegations against Harvey Weinstein shows no signs of abating. Those who have been suspended, resigned, fired or shunned since Weinstein’s dismissal on Oct. 8 include Roy Price at Amazon Studios, Nickelodeon animator Chris Savino, Vox Media editorial director Lockhart Steele, Screen Junkies creator Andy Signore, CBS Diversity Comedy Showcase director Rick Najera as well as political author and NBC News analyst Mark Halperin, fashion photographer Terry Richardson, NPR executive Michael Oreskes, New Republic publisher Hamilton Fish and literary stalwart Leon Wieseltier, whose new magazine Idea was canceled by Laurene Powell Jobs’ Emerson Collective.

Their list is large, yet not as extensive as what we are seeing even this morning, as they miss the allegations against stars like Kevin Spacey, now accused of fondling younger boys, which has cost him his show “House of Cards” after executives decided to cancel the show amid the growing scandal. They also left out the scandal now engulfing Rolling Stone magazine journalist Matt Taibbi who is suffering massive backlash over a 2000 memoir that details his past behavior toward women, Taibbi now says the book was a fictional ‘satire’,” despite the fact that the book contained a note at the beginning saying it was “nonfictional.”

Hollywood List: The list of Hollywood figures has grown exponentially, some accusations more extreme than others, and they implicate names like Director James Toback, Actor Dustin Hoffman, filmaker Brett Ratner,  Actor Ben Affleck,  Celebrity chef John Besh, Actor Jeremy Piven, Fashion photographer Terry RichardsonBob Weinstein (Harvey’s brother), Celebrity magician David Blaine, new allegations against convicted child rapist Roman Polanksi, and Rapper R. Kelly

Media Men List: The list of media men engulfed in scandal, other than the ones listed above, have included left-wing  journalist Sam Kriss whose work has appeared in publications including VICE,  The Guardian, The Atlantic, Slate, The Baffler and the New York Times, UK political correspondent for GQ (formerly Gentlemen’s Quarterly,  Rupert Myers, who has also written at the Guardian and the Independent,  E! News correspondent Ken Baker, VICE writer, Michael Hafford, who wrote male feminist content, and has also writtenfor Refinery 29, Playboy, and Rolling Stone.

Read More @ AllNewsPipeline.com

Twitter Admits Censorship In Lead Up To 2016 Presidential Election

by Elizabeth Vos, Disobedient Media:

Earlier today, social media giant Twitter was reported to have engaged in severe censorship during the 2016 US Presidential election, specifically hiding hashtags which would be harmful to the interests of the Clinton campaign. The news fuels serious questions about the influence of powerful social media companies and their potential role as gatekeepers in favor of the establishment.

The Daily Caller reports that Twitter’s systems hid 48 percent of tweets using the #DNCLeak hashtag and 25 percent of tweets using #PodestaEmails, Twitter general counsel Sean Edgett said in his written testimony to the Senate Judiciary Committee on Tuesday.

The report adds that “Approximately one quarter (25{5f621241b214ad2ec6cd4f506191303eb2f57539ef282de243c880c2b328a528}) of [#PodestaEmails tweets] received internal tags from our automation detection systems that hid them from searches,” Edgett said.

This is incredibly significant not only because it validates widespread claims that Twitter had engaged in censorship that specifically benefitted the Clinton campaign during the run-up to the 2016 US Presidential election.

The Podesta emails and the DNC emails were published by Wikileaks last year, with their contents exposing serious corruption in the Democratic Party establishment. Though legacy press has continually blamed the source of the leaks on ‘Russian hacking,’ this narrative has been largely debunked.

The latest news regarding Twitter’s active censorship adds to questions raised by its inexplicable refusal to verify the account of Wikileaks founder Julian Assange and others, despite the plethora of imposter Assange accounts.

Read More @ DisobedientMedia.com